If you still have some time before your house is paid, refinancing now and lock in a lower rate can easily save you thousands in the long run.

Borrowers are wising up to mortgage refinance loans and detect fraud a mile away.

Martin Lukac represents Rate Empire mortgage rates and refinance rates market.
Fortunately for you, the owners who understand how mortgage brokers make their money can avoid paying the ridiculous markup their mortgage interest rates.
Of course, there are still some questions you want to know about before you sign up with a mortgage broker, if they are a presence online or offline brick and mortar business.
An advantage to refinancing Bad Credit would reduce your monthly payments and give you more room to maneuver monetary.